Einstein Higher Edu Solutions
100% dedication to ‘cracking the code’ to successfully lend to college students without cosigners.
Realize your Genius!
Einstein is a third-party student risk scoring model that allows lenders to responsibly lend to hardworking students without cosigners. The target market are undergraduates with at least 2 years of satisfactory academic history who have declared a major that is in demand by the marketplace. The F*CO score of student risk.
Einstein was accelerated by the changed higher education landscape and varied pandemic economic impacts to disadvantaged, families. Its founder has witnessed the inability and unwillingness of large lenders to take the initiative to lend to students with acceptable risk profiles. Einstein removes all barriers to allow lenders to access a risk score to assess a student’s academic profile in seconds using extensive data sources.
Einstein is 100% automated, end-to-end that gives scale to lenders and most importantly, reliability over error-prone human processes.
Meet Aaron Pisacane, Founder
With over three decades at the forefront of education finance, Aaron Pisacane brings unparalleled expertise to your student lending challenges. Based in Philadelphia—home to 20 undergraduate institutions—Aaron maintains daily connections with the student community his work ultimately serves.
Career Journey
Aaron's exceptional career spans critical sectors from Wall Street credit analysis to serving as a Governor's Appointee during the Great Recession. He has led a student loan refinance program to $3 billion in originations, immersed himself in software technology, and most recently served as Chief Credit Officer at the largest private student loan lender.
Unique Expertise
Aaron combines deep industry knowledge with advanced data analytics capabilities powered by Python programming. This rare blend of financial acumen and technical skill has positioned him to develop the Einstein Risk Score—a revolutionary new standard in student loan risk assessment.
Aaron's comprehensive experience across public policy, large-scale lending operations, and technology implementation provides a unique perspective that delivers exceptional value to lending institutions seeking innovative solutions.
Our partners
Einstein is hard at work with key partners. Shortly, those partners will be made available on this website. For now, Einstein is keeping this behind closed doors!
Do you want to be a partner? Contact us!